May & June 30 Challenge: Promises Made, Promises Broken

Because of my surgery and mandatory activity break last month, I couldn’t complete my 30 days of yoga challenge for May. I will likely revisit this later in the calendar (perhaps at the end of my derby season). The 30-day promise for 2013 moves on, as I am currently on a spending freeze for June.

I’m glad that I noticed it was June before I did any shopping therapy this weekend. Because… ALL OF THE THINGS ON SALE.

frozen credit card

This is a big month for my budget… and by “big” I mean this month will be HARD to budget. I’m still paying off doctor bills (estimate there’s another $300 left to pay; all these bills keep coming from various billing offices. ANNOYING.) It’s my last month of car payments (woohoo!)… but my car’s 95,000 mile maintenance is scheduled for the weekend. Also, new tires and front brakes are in the works (we have a $2,000 cap for car work before we just push that towards a down payment on a newer model. I’d like to have no car payments for a year, but that might be lofty plans.) Passport renewal cost me $200 because of expedited fees. Paying off an old debt to a former college so I can obtain my transcripts for Fall registration (what a mess) is over $1,000 (baby steps).

This kind of challenge is difficult for summer. But it’s all June, with none of the frivolous spending around here. I’m talking freezing the monies on: shorts, shoes, happy hours, all the little house things that I do not need right this minute, nail polish and snack box subscriptions, nip toys for the cats, trinkets from the gift shop at work, amazon books (*gulp*)… derby schwag (eeek). No charges on my credit cards. FROZEN. I need to dip into savings and joint account to even make this month work financially — and our joint account is already taking a beating from home repairs, renovations, decorating and an upcoming (kinda unplanned) vacation. Picking up a new freelance client was definitely a highlight (and much needed) this month.

And if I *do* find myself with a shopping itch, I have a $60 Target gift card from my birthday with which to scratch it. 😉

Read more about my year-long 30-day challenges.
Jan: no alcohol
Feb: wake up early
March: no sweets
April: something new (post coming!)

April showers bring May credit card bills: rainy day retail therapy

Have you done an audit on your closet yet this season? Spring is a good time to take account of what’s in your closet and what shouldn’t be. Still have items with tags, with the promise “I’ll wear you soon!” GET RID OF IT. I recommend the Poshmark app. For the rest of your wardrobe, ask individual pieces these questions: have you worn it since last year? Does it fit? Does it need tailored or repaired? Also, don’t forget storage: time to store your heavy winter sweaters for next season and redd-up the sandals collection.

I have at least five skirts that need to go to the tailor before I enjoy this spring (um, that I purchased LAST spring… I need to heed my own advice).

Regardless, after taking an audit of what I needed, I added these few items to my closet:

1. A raincoat. I have no idea how I’ve made it this far in life without a rain coat. This Columbia jacket was picked up at REI and stood the test of a couple-miles walk to the train stop AND an afternoon of tailgating in drizzle. Not to mention, it’s fitted super cute. 30-something APPROVED!

photo 1

photo 2

2. These slip-on sneaks from Skechers. Ugh, the first time I wore them (in the rain), gave me blisters on BOTH heels AND the inside of my toe box after walking just a few blocks between bars (yeah, I took a “personal day” during Beer Week to bar hop-day drink). They were so comfortable in the store, which is unfortunate. I’ll try again because I’m a sucker, but… Dammit.

skechers slip on sneakers

“Comfy” = wearing bandaids on my heels for an entire week.

3. I love easy-breezy spring dresses and also love polka dots. How can you resist this dress from LOFT? Super. Cute. I love the fit and material — a really easy get-up-and-go outfit for this upcoming spring weather (it’s on the way, right?)

optic dot dress

Add any fun spring pieces into your wardrobe? Have you completed a seasonal sweep of your closets?

Weekly Therapy: missing packages

the week:
The post office seriously just delivered my “missing” package from March 23 (you know, that package when I went to my local office to pick it up, was not there). The delivery person was “confused” as to why the numbers weren’t matching up. Uh, BECAUSE IT’S NOT THE SAME PACKAGE. The other missed package (my Sprig Box!) to be redelivered this past Saturday: no attempt at redelivery (even though I’ve now scheduled it twice). What is it that does not compute for these postal workers?! So frustrating that I’m ready to never shop online with any company who uses them to ship.

There are probably bigger things that I should worry about…

PCBW crew

weekend:
Volunteering on the Beer Barge, as part of PCBW.
DIRTY BALL! The best party of the year.
Then tailgating on Sunday (and game, of course) for the Pittsburgh Power.

52 books in 52 weeks:
Remember that reading plan? Yeah. I’m back at it. And have some MAJOR catching up to do.
#11 Gone Girl – read it in less than 2 days. Couldn’t put it down, but mostly because it made me SO ANGRY. You should read it.

seven things, seven days:
1. Scored a really fun Kindle cover and tiny ear buds at Five Below (and workout shorts and a sports bra and… man this store gets you!).
2. Loving our CSA so far, but our egg share was missing the last two weeks. Kind of a bummer.
3. League headshot day! Naturally my hair did not cooperate. I need some new hair-spiration.
4. We’re making plans for a road trip to Wisconsin in June: beer and friends and cheese and derby. EXCITE.
5. I’m sporting two sets of blisters this week on both feet from my new casual slip-on tennies. PISSED. Mostly because they were so comfy when I tried them on before purchase.
6. Time Management Tips for Those with ADHD from PsychCentral.
7. Psssst… Zoya Giveaway via The Beauty of Life

Wardrobe Therapy: Banana Republic, LOFT & Trina Turk sales

I totally failed my November shopping ban. Totally. Completely. Utterly. Failed. This is what happens when there are sales, coupons and discount offers all up in my email this time of year.

But… I’m not mad. I’m EXCITED.

1. Rice Dot Tee {LOFT} / 2. Sims Pants {Trina Turk} / 3. Cozy Cable Cardigan {LOFT} / 4. Chunky Cable Open Front Cardigan {LOFT} (I love cardigans!) / 5. White Wool-blend Belted Coat {Banana Republic}

I also picked up a standard gray crew-neck tee shirt and gray-and-cream striped sweater from BP

Retail Therapy
See, when I turned 35, I made it a year-long mission to reinvent my closet. I now seek out classic, versatile and well-structured pieces. Clothing that is an investment (for, hopefully, the next 5 or so years of my age bracket) takes over where throw-away trends are concerned. On that same note, I needed long-sleeve shirts, which is where the $30 tops and sweaters sale at LOFT comes in. I have, like, one long-sleeve shirt in my closet. And it’s misshapen and almost five years old itself. Why the former obsession with 3/4-length, Mel?

Plain-and-simple, I need to dress more like I am 35 and less like I am 25. There’s a difference between being young and youthful, and being chic and playful with your wardrobe. And by “your” of course I mean myself.

About a Coat
I’ve had my (current) tan-colored wool coat from Banana Republic for nearly a decade. But… I’ve grown out of it (and by “grown” I mean it’s easily four sizes too large for me; someone at the consignment store will surely give it some more love). I bought it at an end-of-season sale for almost 50% off. It was a good deal then, and considerably so now, for how long it’s lasted in my closet.

Alas, it’s ill-fitting now… boxy — even with layers of sweaters underneath, it just looks like I’m wearing my grandpa’s coat — so I wanted a new warm winter coat that was fitted to my proportions and more chic.

I FOUND THE PERFECT COAT (see above)! On top of that, the coupon for friends & family deal (50% off!) from my neighbor was just too kind. This was also an excuse to head into the cute local neighborhood, Shadyside, of Pittsburgh. I only hope this one lasts me another decade. I can’t lie, I’m terrified about the winter white. But the style and fit was too pretty to resist.

Retail as Therapy. Makes me happy inside and out. And probably just as expensive.

Do you take advantage of great sales this time of year for personal shopping? Tell us about your Biggest Score in the comments!